
MyMoneyFlowAI
AI money-flow & tax compliance for freelancers
Context-aware money flow management platform for freelancers featuring intelligent tax compliance, financial tracking, and AI-driven insights.
I'm Tayo Adepetu — a Top-rated Plus Full-stack Software Engineer and former Copywriter & SEO Specialist. For 4+ years I've helped founders in Nigeria, the US, UK, Germany, and Australia take ideas from conceptualisation to launch and get them ranked on Google.

My Upwork profile has been earning top-rated badges since 2020 — first as a copywriter and SEO specialist, and for the last four years as a full-stack engineer. Every stat below is verified and public on my Upwork profile.

I'm a Full-stack Software Engineer with 4+ years of shipping production software. I've built enterprise systems, fintech payment rails, AI-powered claims processors, and marketplaces with real-money escrow.
Before engineering, I spent years as a Copywriter and SEO Specialist, writing articles that ranked, running campaigns that converted, and building brand voice from scratch. That background still shows up in everything I ship; I can't help writing UX copy while coding, and I obsess over how a product is found, not just how it's built.
Today, I help individuals and businesses — in Nigeria and globally (US, UK, Germany, Australia) — take software products from conceptualisation to launch. Typical end-to-end delivery runs 5 to 7 weeks. When the work is done, I can also help you rank for the keywords that matter.
I'm an Economics graduate of Obafemi Awolowo University, a CS50 alum, and currently studying Computer Science at Miva Open University. That mix of economics, engineering, and marketing is what I bring to your product.
From MVP to launch to first-page rankings, each service has a dedicated process, typical timeline, and proof in past work.
From enterprise project management to AI insurance claims to multi-farm agribusiness ops, here's a slice of the 35+ projects I've delivered.

AI money-flow & tax compliance for freelancers
Context-aware money flow management platform for freelancers featuring intelligent tax compliance, financial tracking, and AI-driven insights.

Sustainable farming network + HR + farm ops
Sustainable farming platform with LinkedIn-style networking, comprehensive HR tools, and advanced farm management systems built for African agribusinesses.

Intelligent engagement system for creators, founders, and social media managers
Your own Knowledge Vault + AI generate fast, valuable posts and replies — and a DM-Assist that knows your business turns conversations into leads. All under your control. No spam, no growth hacks.

AI-powered insurance claims processing
Contributed to PiaHealth's AI-driven insurance claims processing system — automating document review, extraction, and decisioning for a faster, fairer claims pipeline.

Subscription-based celebrity course platform
Subscription e-learning platform with secure video streaming, payment processing, and user management. Grew to support 400+ active learners.

Warehouse + retail ERP that lifted revenue 30%
Built ERP and POS systems for multi-location warehouse and retail operations. Inventory, invoicing, and sales analytics modules that improved operational efficiency and contributed to ~30% revenue growth.

Flexible airtime, data & bills payment platform
Backend systems and React Native features for a bills-payment platform. Built a multi-provider API switching layer so the admin can fail over between airtime/data providers when prices change or one goes down.
Screenshots pulled straight from my Upwork profile, spanning software engineering, SEO, content writing, and blog writing engagements going back to 2020.
Want to see the full list on Upwork? Visit my Upwork profile
Freelancing, SEO, product engineering, and the lessons I pick up shipping software in public.
How I transitioned from writing content to building software, achieving Top Rated Plus status, and what I learned along the way.
A practical guide to landing your first clients on Upwork, from profile optimization to proposal writing and client communication.
Managing taxes as a freelancer is complex. Understanding the context of your income, expenses, and business structure makes all the difference.
Whether you're a founder with a napkin sketch or a team with a clear spec, tell me what you're building and when you need it. I'll come back within 24 hours with honest feedback and next steps.